By: Nicko Cajes; Northern Bukidnon State College, Philippines
Abstract
Phishing-as-a-Service (PhaaS) significantly transform how cybercrime is being operated through providing ready to use phishing kits to cybercriminals, this enable an operation of cyber-attack that can be carried out even with the low technical knowledge of cybercriminal. This article will explore to different structure of PhaaS, including the impact it provides on cybersecurity and the strategies that can be utilized to effectively combat the emergence of these cyberthreat.
Introduction
The problem of cyber-attacks conducted through phishing is one of the major cybersecurity threats that individuals and organizations faced for a long time, which was done by primarily exploiting human psychology to fool their victims into disclosing important information [1]. However, the emergence of Phishing-as-a-Service (PhaaS) has enabled this type of attack to be more accessible to cybercriminals and be more effective than before. By offering subscription-based services, with a complete template for phishing, automation tools, and hosting solutions, a large-scale attack can be done by cybercriminals with less and minimal effort [2]. This article examines how cybercriminals can sell ready-made attacks, what the threat they pose, and what things organizations and individuals can do to defend against them.
The Characteristics of PhaaS
PhaaS have certain characteristics and structures which enables them to be more liked by the cybercriminals, as in this way it is more convenient for them to commence their illegal activity. The following are the fundamental structure which PhaaS has.
Ready-Made Phishing Kits: The providers of PhaaS will sell a package of phishing kits which includes almost everything they need to have to conduct an effective phishing attacks, such as templates for email, login page that is fake, and automated tools which was specifically designed to gather credentials of their victim. This kits usually mimic websites that are legitimate, enabling difficult and challenging detection against them [3].
Subscription-Based Services: A lot of PhaaS platforms operates in a model of subscription-based, this offers various types of services which have unique features such as the automation of email distribution, customer support, and analytics to make the attack more optimized and have a higher attack success rate [4].
Bulletproof Hosting: One of the great features which cybercriminals like in PhaaS is its utilization of bulletproof hosting services, as this keeps the phishing website operative even with the presence of attempts to take it down. Hosting services like this usually operates in regions with low cybersecurity regulations, allowing them to operate freely and making them difficult to shut down [3].
Social Engineering Enhancements: Several providers of PhaaS like to offer additional services, this includes emails that are AI-generated and attacks that has a personalize methods which is based on the available data on public, this enables their phishing attack messages to be more convincing and difficult to detect [5].

The Growing Threats of PhaaS
Due to its sophistication and unique benefits that cybercriminals can get, cyber-threats driven by PhaaS have increased. This increase is due to some factors which cybercriminals can easily utilized in performing their attacks.
Lower Barrier to Entry for Cybercriminals: Being a cybercriminal without technical expertise can be made possible in PhaaS, enabling cybercriminals that is unexperienced to successfully perform and execute phishing attacks even with just having small amount of knowledge [4].
Providing an Increased Attack Volume and Succession Rate: With the utilization of automated tools and templates that was already pre-tested and working, large-scale phishing attacks can be made possible by PhaaS, this will significantly increase the chances of a successful phishing attack [6].
Difficulties in Law Enforcement and Prevention: Authorities will have a difficult time in tracking the location of the cybercriminals due to the decentralized nature of PhaaS giving them hard time to pinpoint and dismantle their operation, in addition, cybercriminals have also utilized some techniques for anonymization to effectively evade law enforcement [7].

Combating Phishing-as-a-Service
To make ourselves safe against this sophisticate type of phishing attack, defense mechanism and strategies needs to be implemented, by utilizing it, the chances of being a target and a victim will become more less.
Enhance Email Security Measures: This type of phishing attack primarily utilized email to conduct their operations, with that being said, the implementation of advance email filtering and phishing detection system which was AI-driven should be applied by organizations or even individuals, as with the help of this, identification and blocking of phishing attacks can be done before they could reach the target victim [8].
Employee Training and Awareness: Providing a right amount of knowledge to the employees could also be a great method in combating this attack. This can be done by organization through training their employees regularly and educate them enough to recognize phishing attacks, with the help of this, employees can then easily verify the sources of the email and avoid clicking on the suspicious links or attachments embedded on emails [9].
Multi-Factor Authentication (MFA): Enabling MFA is also effective. MFA can provide an additional layer of security to the users, with the utilization of this, cybercriminals will have a difficult time in penetrating to the victims account even if he/she already stolen the victim’s login credentials, this is due to the fact that cybercriminal don’t have the necessary requirements that will let them pass the MFA security [5].
Threat Intelligence and Information Sharing: The sharing of information of the emerging threat is one way to effectively defend against this. It can be done with the collaboration among businesses, cybersecurity firms, and agencies of law enforcement which can be crucial in pinpointing the threat and stop the operation of PhaaS [10].

Conclusion
The rise of Phishig-as-a-Service have made the barrier of cybercriminals low especially in the context of how they attack, this enables them to launch large-scale phihsing attempts to organizations with less effort. With the continuous evolution of this illegal service, proactive measures, regulatory efforts, and enhanced awareness becomes essential to effectively defend against it. By being wary enough and being quick in adopting to the robust security measure strategies, the chance of being a victim of this attack can be reduced, and organizations can also be safe against this potential threat.
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Cite As
Cajes N, (2025) Phishing-as-a-Service: How Cybercriminals Are Selling Ready-Made Attacks, Insights2Techinfo,pp.1